.tc-shell>header p{font-size:16px;line-height:1.65;max-width:760px}.tc-shell>header h1{max-width:900px}.tc-shell .ia-app h2{font-size:clamp(27px,3.3vw,40px);line-height:1.12;margin:12px 0 22px}.tc-shell .ia-app h3{font-size:19px;line-height:1.3;margin:0 0 12px}.tc-shell .ia-app p,.tc-shell .ia-app li{font-size:15px;line-height:1.65}.tc-shell .ia-choices label{align-items:flex-start;min-height:52px;background:#f8f7f3}.tc-shell .ia-choices label:has(input:checked),.tc-radios label:has(input:checked){background:#fff7cc;border-color:#8a6900}.tc-shell .ia-choices strong{display:block;font-size:17px;line-height:1.3}.tc-shell .ia-choices small{display:block;font-size:13px;line-height:1.5;margin-top:5px;font-weight:400}.tc-shell .ia-choices input{margin-top:2px}.tc-shell textarea{width:100%;border:1px solid #9a9d9d;border-radius:9px;background:#fff;color:#14181b;font:inherit;line-height:1.6;padding:12px;resize:vertical;min-height:100px}.tc-shell textarea:focus-visible,.tc-shell input:focus-visible,.tc-shell select:focus-visible{outline:3px solid #0079a6;outline-offset:3px}.tc-shell .tc-area{border-bottom:1px solid #d3d2ca;padding:0 0 24px;margin:24px 0}.tc-shell .tc-area legend{font-size:20px;font-weight:750;padding:10px 0}.tc-radios{display:grid;gap:10px}.tc-radios label{display:flex;gap:12px;align-items:center;min-height:52px;padding:14px;border:1px solid #a9aaa4;border-radius:12px;cursor:pointer}.tc-radios input{width:20px;height:20px;accent-color:#8a6900;flex-shrink:0}.tc-shell .tc-small{font-size:13px!important;color:#555c62}.tc-summary-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:20px 0}.tc-summary-grid article,.tc-contact-review{border:1px solid #deddd7;border-radius:14px;padding:20px;background:#f8f7f3}.tc-summary-grid p{overflow-wrap:anywhere}.tc-summary-grid ul{padding-left:20px}.tc-shell [hidden]{display:none!important}.tc-message{font-size:14px!important}.tc-shell .ia-progress{scroll-margin-top:120px}.tc-shell .ia-error{font-weight:500}.tc-shell .ia-choices input:focus-visible{outline:3px solid #0079a6}.tc-badges{display:flex;gap:10px 20px;flex-wrap:wrap;font-size:13px;font-weight:650;margin:18px 0}.tc-shell .ia-app{scroll-margin-top:130px}
@media(max-width:600px){.tc-summary-grid{grid-template-columns:1fr}.tc-shell .ia-choices{grid-template-columns:1fr}.tc-shell .ia-app{padding:22px 16px}.tc-shell .ia-actions .ia-button{flex:1 1 160px}.tc-shell .ia-field{margin:14px 0}.tc-badges{gap:8px 16px}}

.tc-shell>header h1{font-size:clamp(32px,4vw,48px);line-height:1.08;margin:12px 0 18px;max-width:940px}.tc-shell>header .ia-eyebrow{font-size:12px}.tc-shell>header .tc-privacy-note{padding:4px 0 8px;border:0}.tc-shell>header .tc-privacy-note summary{font-size:13px;font-weight:500;padding:4px 0}.tc-shell>header .tc-badges{margin:12px 0}.tc-shell>header{margin-bottom:25px}

/* Focused BIELENET check: one active step, navigation always in reach. */
.tc-sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}
.tc-shell>header h1 em{font-style:normal;color:#ffd43b}
.tc-area-switch{display:flex;flex-wrap:wrap;gap:6px;margin:8px 0 12px}.tc-area-switch button{font:inherit;font-size:13px;font-weight:650;border:1px solid #aaa;border-radius:999px;background:#fff;padding:8px 12px;cursor:pointer}.tc-area-switch button[aria-pressed=true]{background:#ffd43b;border-color:#ffd43b}.tc-area-switch button:focus-visible{outline:3px solid #0079a6;outline-offset:2px}
.tc-shell .tc-extra,.tc-shell .tc-review-details{padding:6px 0}.tc-shell .tc-extra summary,.tc-shell .tc-review-details summary{font-size:14px;padding:5px 0}.tc-fields{min-width:0}.tc-shell .ia-field small:empty{display:none}.tc-shell .ia-error:empty{display:none}
@media(min-width:1000px){
body:has(.tc-shell){overflow:hidden}
body:has(.tc-shell) .bn-shared-contact,body:has(.tc-shell) footer,body:has(.tc-shell) .bn-mobile-contact{display:none!important}
.tc-shell.ia-advisor-shell{--tc-header:100px;position:fixed;inset:var(--tc-header) 0 0;padding:24px clamp(24px,4vw,72px);display:grid;grid-template-columns:minmax(250px,.7fr) minmax(0,1.7fr);gap:0;background:#f3f2ed;overflow:hidden}
.tc-shell>header{align-self:stretch;max-width:none;margin:0!important;padding:clamp(24px,3vw,46px);background:#14181b;color:#f3f2ed;border-radius:24px 0 0 24px;display:flex;flex-direction:column;justify-content:center;min-width:0;overflow:auto}
.tc-shell>header h1{font-size:clamp(34px,3.3vw,54px);line-height:1.08;margin:18px 0 22px}.tc-shell>header p{font-size:15px;line-height:1.6}.tc-shell>header .ia-eyebrow{color:#ffd43b;font-size:11px}.tc-badges{display:grid;gap:10px;margin:20px 0!important}.tc-shell>header .tc-small{color:#e0e0d9}.tc-shell>header a{color:#ffd43b}.tc-shell>header .tc-privacy-note{margin-top:20px}.tc-shell>header summary{color:inherit}
.tc-shell .ia-app{max-width:none;margin:0;border-radius:0 24px 24px 0;padding:clamp(20px,2.3vw,36px);display:flex;flex-direction:column;min-height:0;min-width:0;overflow:auto;scroll-margin-top:0}
.tc-shell .ia-progress{margin:0 0 14px;gap:7px;flex-shrink:0}.tc-shell .ia-app form{display:flex;flex-direction:column;flex:1;min-height:0}.tc-shell .ia-app h2{font-size:clamp(26px,2.5vw,36px);line-height:1.1;margin:4px 0 16px;flex-shrink:0;max-width:850px}.tc-fields{flex:1;min-height:0;overflow:auto;padding:3px 5px 3px 2px;scrollbar-width:thin;overscroll-behavior:contain}.tc-shell .ia-actions{margin:14px 0 0;padding-top:14px;border-top:1px solid #deddd7;flex-shrink:0;gap:9px}.tc-shell .ia-actions .ia-text-button{font-size:12px;margin-left:auto;padding:9px}.tc-shell .ia-button{padding:12px 22px;min-height:46px}.tc-shell .ia-app p{font-size:14px;line-height:1.5;margin:0 0 14px}.tc-shell .ia-app fieldset{margin:8px 0 14px}.tc-shell .ia-app legend{font-size:14px;margin-bottom:10px}.tc-shell .ia-choices{gap:9px}.tc-shell .ia-choices label{padding:12px;min-height:48px}.tc-shell .ia-choices strong{font-size:16px}.tc-shell .ia-choices small{font-size:12px;margin-top:3px}.tc-shell .tc-area{padding:0;border:0}.tc-shell .tc-area legend{font-size:17px}.tc-shell .ia-grid{gap:10px 16px}.tc-shell .ia-field{font-size:13px;gap:5px;margin:10px 0}.tc-shell .ia-field input,.tc-shell .ia-field select{font-size:14px;padding:10px;min-height:42px}.tc-shell .ia-field small{font-size:11px}.tc-shell textarea{min-height:65px;padding:9px;font-size:14px}.tc-shell .tc-radios{grid-template-columns:1fr 1fr;gap:8px}.tc-shell .tc-radios label{padding:10px;font-size:13px;min-height:44px}.tc-shell .tc-small{font-size:12px!important;line-height:1.5}.tc-shell .tc-summary{padding:2px 0 8px}.tc-shell .tc-summary summary{font-size:13px}.tc-shell .tc-contact-review{padding:14px;margin:12px 0}.tc-shell .tc-contact-review h3{font-size:16px;margin-bottom:7px}.tc-shell .tc-contact-review p{margin:0}.tc-shell .tc-message{min-height:140px}
}
@media(min-width:1000px) and (max-height:780px){.tc-shell.ia-advisor-shell{padding:14px 24px}.tc-shell .ia-app{padding:20px 26px}.tc-shell>header{padding:26px}.tc-shell .ia-app h2{font-size:28px;margin-bottom:10px}.tc-shell .ia-app p{margin-bottom:10px}.tc-shell .ia-choices label{padding:9px 11px}.tc-shell .ia-app fieldset{margin:5px 0 9px}.tc-shell .ia-field{margin:7px 0}.tc-shell .ia-actions{margin-top:9px;padding-top:10px}.tc-shell .ia-progress{margin-bottom:9px}}
@media(max-width:999px){.tc-shell>header h1 em{color:#8a6900}}

@media(min-width:1000px){.tc-shell .tc-fields>fieldset{margin-top:2px}.tc-shell .tc-fields>.ia-field{margin:7px 0}.tc-shell .tc-fields>.tc-small{margin-top:6px;margin-bottom:0}.tc-shell .tc-extra{padding:2px 0}.tc-shell .tc-radios{grid-template-columns:repeat(3,minmax(0,1fr))}.tc-shell .tc-radios label{font-size:12px}.tc-shell .tc-fields .ia-choices label{font-size:14px}.tc-shell .tc-fields>.tc-extra[open]{display:block}}

@media(min-width:1000px){.tc-shell .ia-choices{gap:8px}.tc-shell .ia-choices label{min-height:46px}}

/* Keep the compact check as the first screen, with the shared contact and footer below. */
@media(min-width:1000px){
 body:has(.tc-shell){overflow-x:hidden;overflow-y:auto}
 body:has(.tc-shell) .bn-shared-contact,body:has(.tc-shell) footer{display:block!important}
 .tc-shell.ia-advisor-shell{position:relative;inset:auto;height:calc(100svh - var(--tc-header,100px));min-height:560px;margin-top:var(--tc-header,100px)}
}

@media(min-width:1000px){body.admin-bar .tc-shell.ia-advisor-shell{margin-top:calc(var(--tc-header,132px) - 32px)}}

/* Sparrenburg portrait and compact, branded introduction. */
.tc-shell>header{background:linear-gradient(180deg,rgba(12,18,20,.70),rgba(12,18,20,.83)),url('../images/startseite-sparrenburg-mobil.webp') center center/cover no-repeat;color:#f5f5f1}
.tc-shell>header h1{color:#f5f5f1}.tc-shell>header h1 em{color:#ffd43b}.tc-shell>header .ia-eyebrow{color:#ffd43b}
.tc-shell>header .tc-privacy-note{border:1px solid #ffffff45;border-radius:12px;background:#14181bc4;padding:0!important;margin:16px 0 0!important;overflow:clip;flex-shrink:0}
.tc-shell>header .tc-privacy-note summary{display:flex;align-items:center;justify-content:space-between;gap:12px;list-style:none;padding:13px 14px!important;font-size:13px;font-weight:650;color:#fff;line-height:1.4;cursor:pointer}
.tc-shell>header .tc-privacy-note summary::-webkit-details-marker{display:none}.tc-shell>header .tc-privacy-note summary::after{content:'+';font-size:22px;font-weight:400;color:#ffd43b;line-height:1}.tc-shell>header .tc-privacy-note[open] summary::after{content:'−'}.tc-shell>header .tc-privacy-note summary:hover{background:#ffffff0c}.tc-shell>header .tc-privacy-note summary:focus-visible{outline:3px solid #ffd43b;outline-offset:-4px}.tc-shell>header .tc-privacy-note p{padding:0 14px 14px;margin:0!important;font-size:12px!important;line-height:1.6;color:#eee!important}.tc-shell>header .tc-privacy-note a{color:#ffd43b}
@media(min-width:1000px){.tc-shell>header{justify-content:center;padding:clamp(24px,2.5vw,40px)}.tc-shell>header .ia-eyebrow{margin:0 0 12px;font-size:10px;line-height:1.5}.tc-shell>header h1{margin:0 0 16px;line-height:1.04}.tc-shell>header>p:not(.ia-eyebrow){margin:0;font-size:15px;line-height:1.55}.tc-shell>header .tc-badges{margin:18px 0 0!important;gap:8px;font-size:12px}.tc-shell>header .tc-privacy-note{margin-top:20px!important}}
@media(max-width:999px){.tc-shell>header{padding:26px 22px;border-radius:18px;margin-bottom:18px!important}.tc-shell>header h1{margin:10px 0 14px;font-size:36px}.tc-shell>header>p{margin:0}.tc-shell>header .tc-badges{margin:16px 0!important;gap:8px 14px}.tc-shell>header .tc-small{color:#eee}.tc-shell>header .tc-privacy-note{margin-top:12px!important}}

.tc-shell .ia-choices .tc-choice-wide{grid-column:1 / -1}

@media(min-width:1000px){.tc-shell .ia-app[data-step="1"] .ia-choices strong{font-size:14px}.tc-shell .ia-app[data-step="1"] .ia-choices small{font-size:12px;line-height:1.35}.tc-shell .ia-app[data-step="1"] .ia-choices label{padding:9px 11px}.tc-shell .ia-app[data-step="1"] .tc-area legend{margin-bottom:7px}}

/* Four concise, optional goals per contract area. */
.tc-shell .tc-goal-choices{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.tc-shell .ia-app[data-step="1"] .tc-goal-choices label{position:relative;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:12px;min-height:114px;padding:20px;border-radius:14px;transition:background-color .15s,border-color .15s}
.tc-shell .tc-goal-choices input{position:absolute;top:14px;right:14px;margin:0}
.tc-shell .tc-goal-icon{display:flex;width:34px;height:34px;align-items:center;justify-content:center;color:#625000}.tc-goal-icon svg{width:30px;height:30px}
.tc-shell .ia-app[data-step="1"] .tc-goal-choices strong{font-size:17px;line-height:1.3;padding-right:12px}
.tc-shell .tc-goal-choices label:has(input:checked){background:#fff3b0;border-color:#8a6900;box-shadow:inset 0 0 0 1px #8a6900}
.tc-shell .tc-goal-choices label:hover{border-color:#8a6900}
@media(min-width:1000px) and (max-height:780px){.tc-shell .ia-app[data-step="1"] .tc-goal-choices label{min-height:94px;padding:14px;gap:8px}.tc-shell .ia-app[data-step="1"] .tc-goal-choices strong{font-size:15px}}
@media(max-width:600px){.tc-shell .tc-goal-choices{gap:9px}.tc-shell .ia-app[data-step="1"] .tc-goal-choices label{padding:14px 11px;min-height:130px;gap:10px}.tc-shell .ia-app[data-step="1"] .tc-goal-choices strong{font-size:14px;padding:0}.tc-shell .tc-goal-choices input{top:10px;right:10px}.tc-shell .tc-goal-icon{width:28px;height:28px}}

/* Reuse homepage line symbols and its yellow-on-dark treatment. */
.tc-shell .tc-goal-icon{width:44px;height:44px;border-radius:10px;background:#14181b;color:#ffd43b;flex-shrink:0}.tc-shell .tc-goal-icon svg{width:28px;height:28px;stroke-width:1.8}
@media(max-width:600px){.tc-shell .tc-goal-icon{width:38px;height:38px}.tc-shell .tc-goal-icon svg{width:25px;height:25px}}

.tc-shell .tc-no-contract{display:flex;align-items:center;gap:11px;padding:13px 15px;margin:8px 0 16px;border:1px solid #b8b8ae;border-radius:12px;background:#f8f7f3;font-size:14px;cursor:pointer}.tc-shell .tc-no-contract:has(input:checked){background:#fff3b0;border-color:#8a6900}.tc-shell .tc-no-contract input{margin:0}.tc-shell .tc-contract-extra{padding:8px 0}.tc-shell .tc-contract-extra summary{font-size:14px;padding:8px 0}.tc-shell .tc-no-contract-note{padding:15px;border-radius:12px;background:#f8f7f3}.tc-shell .tc-contract-hint{margin-top:18px!important;padding-top:14px;border-top:1px solid #deddd7}

.tc-shell .tc-advice-choices label:last-child{grid-column:1/-1}.tc-shell .tc-advice-choices input{width:20px;height:20px;accent-color:#8a6900;position:absolute;right:14px;top:14px}.tc-shell .ia-app[data-step="2"] .tc-advice-choices label{position:relative;display:flex;align-items:flex-start;justify-content:center;flex-direction:column;gap:12px;padding:18px;min-height:108px}.tc-shell .tc-advice-choices label:has(input:checked){background:#fff3b0;border-color:#8a6900;box-shadow:inset 0 0 0 1px #8a6900}.tc-consent{display:flex;align-items:flex-start;gap:10px;margin:14px 0 10px;font-size:12px;line-height:1.5}.tc-consent input{margin:2px 0 0;flex-shrink:0}.tc-honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.tc-shell .tc-contact-way{margin:8px 0!important}.tc-shell .tc-success h2{margin:12px 0 20px}.tc-success .bn-hours{font-size:13px}.tc-success .bn-hours-row{display:flex;justify-content:space-between;gap:15px;padding:8px 0}.tc-shell [aria-busy=true]{cursor:progress}
@media(min-width:1000px){.tc-shell .ia-app[data-step="3"] .ia-grid{gap:8px 16px}.tc-shell .ia-app[data-step="3"] .ia-field{margin:6px 0}.tc-shell .ia-app[data-step="3"] .tc-radios{grid-template-columns:repeat(3,minmax(0,1fr))}.tc-shell .ia-app[data-step="3"] .tc-contract-extra{padding:4px 0}.tc-shell .ia-app[data-step="3"] .tc-contract-extra summary{padding:5px 0;font-size:13px}.tc-shell .ia-app[data-step="3"] .tc-review-details{padding:0}.tc-shell .ia-app[data-step="3"] .tc-consent{margin-top:10px}.tc-shell .ia-app[data-step="3"] .tc-fields>.tc-small{font-size:11px!important}}